Homebuyers planning to put roots in the Bluegrass State have several housing options to consider. Kentucky offers about 2 million housing units According to the US Census Bureau, the homeownership rate is about 67% 2018 American Community Survey.
Kentucky’s median housing value is $ 148,100, well below the national average price of $ 229,700. As with most states, Kentucky has areas with high housing prices, but there are also parts of the state that offer lower housing prices.
US News conducted an in-depth review of major direct mortgage lenders. Research was based on program availability and customer satisfaction ratings. Because each consumer has different needs, the top finishers were chosen in several key areas.
What are the mortgage rates in Kentucky?
House interest rates Range from 2.5% Service 4% In Kentucky.
What are today’s mortgage rates?
By locking in a low mortgage rate today, you can save thousands over the life of your loan. Compare your mortgage rate offers with national average trends.
Rate of this week
Last week rate
|30-Year Fixed Rate Mortgage||3.01%||3.03%|
|15-Year Fixed Rate Mortgage||2.58%||2.56%|
|30-Year Fixed-Rate Jumbo Mortgage||3.03%||3.09%|
|5/1 Jumbo ARM||2.86%||2.87%|
* Rates up to October 28, 2020
US News’ best Kentucky mortgage lenders
Methodology: US News conducted an in-depth review of major direct mortgage lenders in Kentucky. The research was based on program availability, customer satisfaction ratings, and qualification requirements. Because each consumer has different needs, the top finishers were chosen in several key areas.
- Mortgage Type: ARM, traditional, FHA, first time homebuyer program, home equity lines of credit, refinance, VA
- Minimum FICO Credit Score: 600
- Maximum loan amount: $ 5 million
- Better Business Bureau Rating: A +