Are you considering buying a house in Korshakar state? You are not the only one thinking about it. Nebraska has about 850,000 housing units According to the US Census Bureau, the rate of homeownership is over 66% 2018 American Community Survey.
The median housing price of Nebraska is $ 161,800, which is significantly lower than the national average price of $ 229,700. Prices may be more or less in some areas.
US News’ best Nebraska mortgage lenders
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Methodology: US News conducted an in-depth review of major direct mortgage lenders in Nebraska. The research was based on program availability, customer satisfaction ratings, and qualification requirements. Because each consumer has different needs, the top finishers were chosen in several key areas.
Lender highlights
- Mortgage Type: ARM, traditional, FHA, first time homebuyer program, home equity lines of credit, refinance, VA
- Minimum FICO Credit Score: 600
- Maximum loan amount: $ 5 million
- Better Business Bureau Rating: A +
Best counter
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Different types of mortgages
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Annual percentage rate or closing cost rebate for qualifying Bank of America and Merrill Lynch clients
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No closing costs and no annual cash balance fees for balance transfers and HELOCs
Before you apply
- Mortgage Type: Traditional, FHA, Jumbo, Refinance, USDA and VA
- Minimum FICO Credit Score: 580
- Maximum loan amount: $ 3 million
- Better Business Bureau Rating: a
Best counter
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Homebuyer offers programs for the first time
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FICO accepts mortgage applicants with credit scores as low as 580
Before you apply
- Mortgage Type: ARM, Traditional, FHA, Jumbo, Manufactured Homes, Refinance, Reverse, USDA & VA
- Minimum FICO Credit Score: 600
- Maximum loan amount: Different
- Better Business Bureau Rating: A +
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Receives strong customer service rating from Better Business Bureau
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Offers a wide range of mortgage products
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Offers exclusive mortgage programs for first time buyers and manufactured homebuyers
main characteristics:
- Mortgage Type Offered: Traditional, FHA, VA, ARM, Refinance (Conventional), Refinance (FHA), Refinance (VA), Home Equity Loan
- Minimum FICO Credit Score: 500 with conditions
- Maximum debt-to-income ratio: 43% for FHA
- Maximum combined debt-to-value ratio: 90%
- JD Power Satisfaction Rating: Four out of five
Best counter
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LoanDepot mortgages have a lifetime guarantee, meaning that if you ever decide to refinance an existing LoanDepot loan, the company will waive the lender fee and reimburse the appraisal fee.
main characteristics:
- Loan Type: Traditional, FHA, VA, USDA, ARM, Refinance
- Minimum FICO Score: 600
- Maximum debt-to-value ratio: Not disclosed
- Maximum debt-to-income ratio: 43%
- Total Closing Cost: 2% to 6% of the loan amount
- Equity required: Not disclosed
- JD Power Satisfaction Rating: Not rated
Best counter
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Offers various types of mortgage loans.
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Nationwide provides mortgage loans.
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Helps with closing costs.
Highlight:
- Mortgage Type Offered: ARM, FHA, VA, Refinance (FHA), USDA, Traditional, Refinance (Traditional)
- Minimum FICO Credit Score: 580 (FHA), other loans vary
- Maximum debt-to-income ratio: 60%
- JD Power Satisfaction Rating: Five out of five
Best counter
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The complete loan procedure is available online.
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Wide variety of mortgage products.
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Good customer service rating.
Before you apply
- Mortgage Type: ARM, Traditional, FHA, Refinance, USDA and VA
- Minimum FICO Credit Score: 660
- Maximum loan amount: $ 1.5 million
- Better Business Bureau Rating: A +
What are the mortgage rates in Nebraska?
House interest rates Range from 2.5% to 3.75% In Nebraska.
What are today’s mortgage rates?
By locking in a low mortgage rate today, you can save thousands over the life of your loan. Compare your mortgage rate offers with national average trends.
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Loan type |
Rate of this week |
Last week rate |
| 30-Year Fixed Rate Mortgage | 2.96% | 3.06% |
| 15-Year Fixed Rate Mortgage | 2.48% | 2.62% |
| 30-Year Fixed-Rate Jumbo Mortgage | 2.96% | 3.01% |
| 5/1 ARM | 3.04% | 3.03% |
| 5/1 Jumbo ARM | 2.92% | 2.89% |
* Rates up to November 13, 2020
mortgage calculator
Are you reaching your dream home? US News’ mortgage calculator will show you how much home you can buy.
Nebraska Homebuyer Program
The Nebraska Investment Finance Authority offers several programs to help Nebraska homebuyers afford a home. They include 30-year fixed-rate mortgages and second mortgages to help with closing costs or down payment assistance.
- available to: Qualified Nebraska Active Military Homebuyers or Qualified Giants.
- Income Range: Different from household size and county (see) Income range).
- Homebuyers for the first time only? No.
- Benefit: 30-Year Fixed Rate Loan.
- available to: Worthy Nebraska Homebuyers.
- Income Range: Different from household size and county (see) Income range).
- Homebuyers for the first time only? No.
- Benefit: A 10-year fixed-rate second mortgage of up to 5% of the home’s purchase price to help with down-payment or closing costs.
- available to: First-time homebuyers or who have not owned and resided in a home as their primary residence in the past three years and who do not require payment and closing cost assistance.
- Income Range: Different from household size and county (see) Income range).
- Homebuyers for the first time only? No.
- Benefit: 30-Year Fixed Rate Loan.
- available to: Eligible Nebraska Homebuyers Buying Homes in a Federal Target Area.
- Income Range: Different from household size and county (see) Income range).
- Homebuyers for the first time only? No.
- Benefit: 30-Year Fixed Rate Loan.
Advertisement Disclosure: Some of the loan offers on this site are from companies that are advertising customers of US News. Advertising ideas can impact offers that appear on the site, but do not affect any editorial decisions, such as which loan products we write about and how to evaluate them. This site does not include all loan companies or all loan offers available in the market.