If you are considering buying a home in Wyoming, you are not alone. With about 279,000 housing units And a 70% homemade rate according to the US Census Bureau 2018 American Community Survey, Wyoming is a state where the majority of families own their homes.
The national median home price of $ 229,700 is associated with Wyoming’s median housing price of about $ 230,500. Depending on the house you are buying and the area you are considering, the price of the home may be higher or lower than the average.
US News’ 2020 Best Wyoming Mortgage Lender
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Lender highlights
- Mortgage Type: ARM, traditional, FHA, first time homebuyer program, home equity lines of credit, refinance, VA
- Minimum FICO Credit Score: 600
- Maximum loan amount: $ 5 million
- Better Business Bureau Rating: A +
Best counter
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Different types of mortgages
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Annual percentage rate or closing cost rebate for qualifying Bank of America and Merrill Lynch clients
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No closing costs and no annual cash balance fees for balance transfers and HELOCs
Before you apply
- Mortgage Type: ARM, Traditional, FHA, Jumbo, Manufactured Homes, Refinance, Reverse, USDA & VA
- Minimum FICO Credit Score: 600
- Maximum loan amount: Different
- Better Business Bureau Rating: A +
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Receives strong customer service rating from Better Business Bureau
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Offers a wide range of mortgage products
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Offers exclusive mortgage programs for first time buyers and manufactured homebuyers
main characteristics:
- Mortgage Type Offered: Traditional, FHA, VA, ARM, Refinance (Conventional), Refinance (FHA), Refinance (VA), Home Equity Loan
- Minimum FICO Credit Score: 500 with conditions
- Maximum debt-to-income ratio: 43% for FHA
- Maximum combined debt-to-value ratio: 90%
- JD Power Satisfaction Rating: Four out of five
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LoanDepot mortgages have a lifetime guarantee, meaning that if you ever decide to refinance an existing LoanDepot loan, the company will waive the lender fee and reimburse the appraisal fee.
Highlight:
- Mortgage Type Offered: ARM, FHA, VA, Refinance (FHA), USDA, Traditional, Refinance (Traditional)
- Minimum FICO Credit Score: 580 (FHA), other loans vary
- Maximum debt-to-income ratio: 60%
- JD Power Satisfaction Rating: Five out of five
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The complete loan procedure is available online.
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Wide variety of mortgage products.
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Good customer service rating.
Before you apply
- Mortgage Type: ARM, Traditional, FHA, Refinance, USDA and VA
- Minimum FICO Credit Score: 660
- Maximum loan amount: $ 1.5 million
- Better Business Bureau Rating: A +
What are the mortgage rates in Wyoming?
House interest rates Range from 2.5% to 3.63% In Wyoming.
What are today’s mortgage rates?
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Loan type |
Rate of this week |
Last week rate |
| 30-Year Fixed Rate Mortgage | 2.96% | 3.06% |
| 15-Year Fixed Rate Mortgage | 2.48% | 2.62% |
| 30-Year Fixed-Rate Jumbo Mortgage | 2.96% | 3.01% |
| 5/1 ARM | 3.04% | 3.03% |
| 5/1 Jumbo ARM | 2.92% | 2.89% |
* Rates up to November 13, 2020
mortgage calculator
Are you reaching your dream home? US News’ mortgage calculator will show you how much home you can buy.
What are some Wyoming homebuyer programs?
Wyoming homebuyers can help with low interest rates as well as payment and closing costs from these Wyoming Community Development Authority (WCDA) programs.
- available to: Wyoming first-time homebuyers or who have no interest in primary residence in the last three years and are purchasing primary residence on 10 acres or less.
- Income Range: Different by county and household size (Revenue Range).
- First time homebuyers ?: No.
- Benefit: Lower Fixed Interest Rates. Buyers can also use the Homestretch Down Payment Assistance Program.
- available to: Wyoming first-time homebuyers or who have no interest in primary residence in the last three years and are purchasing primary residence on 10 acres or less.
- Income Range: Different by county and household size (Revenue Range).
- First time homebuyers ?: No.
- Benefit: A loan provides financing for the purchase and rehabilitation of a home.
- available to: Wyoming homebuyers program for the first time using Homebuyer or Spruce Up with a minimum credit score of 620 and a minimum $ 1,500 borrower contribution.
- Income Range: You are using assistance with the county and program.
- First time homebuyers ?: No.
- Payment and closing cost assistance: With a 0% interest rate loan for down payment, closing costs and prepaid assistance, with no monthly payments, due to home sales, refinances or 30-year maturities.
- available to: Wyoming homebuyers with a minimum credit score of 620, purchasing a prime residence with 10 acres or less with the intention of staying for at least one year.
- Income Range: Vary by county (Revenue Range).
- First time homebuyers ?: No.
- Benefit: Amortizing can be used in conjunction with a down payment assistance program or a mortgage credit certificate program.
- available to: Homebuyers using the HFA Preferred Program with a minimum credit score of 620 and a borrower’s contribution of a minimum of $ 1,500.
- Income Range: You are using assistance with the county and program.
- First time homebuyers ?: No.
- Benefit: $ 10 for down-payment, closing costs and prepaid assistance, as a 10-year, fixed interest rate loan that is fully amortized.
- available to: Wyoming first-time homebuyers or who have not taken an interest in primary residence in the past three years and are purchasing primary residence.
- Income Range: Different by county and household size (Revenue Range).
- First time homebuyers ?: No.
- Benefit: A federal tax credit for Homebuyer’s federal tax liability based on a calculation using mortgage interest.
Advertisement Disclosure: Some of the loan offers on this site are from companies that are advertising customers of US News. Advertising ideas can impact offers that appear on the site, but do not affect any editorial decisions, such as which loan products we write about and how to evaluate them. This site does not include all loan companies or all loan offers available in the market.